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If you like making the most of your health savings accounts, I’ve got great news. This week, Therabody, the company behind the (rightfully) popular Theraguns, went live with Flex to accept FSA and HSA payments. This means you could now have access to some of the best recovery tools around through your pre-tax healthcare dollars. However, cashing in on this isn’t always as straightforward as the marketing makes it seem.
What this means for your wallet
If you’ve been eyeing a Theragun but hesitating at the price point—which ranges from $149 for the mini to $599 for the PRO Plus—this new payment option could make a significant difference. Using FSA or HSA funds means you’re essentially getting a discount equal to your tax rate, which could save you 20-35% depending on your bracket. For example, if you’re in the 24% tax bracket and purchase a $429 Theragun Prime Plus with HSA funds, you’re saving about $102 compared to paying with after-tax dollars.
How to use your FSA/HSA funds on a new Theragun
The key to FSA and HSA eligibility is a Letter of Medical Necessity (LMN). Therabody’s percussive therapy devices qualify because they’re designed to be legitimate recovery devices that can complement physical therapy, help manage chronic pain, and support overall musculoskeletal health.
Traditionally, obtaining an LMN meant scheduling an appointment with your primary care physician, explaining your fitness needs, and then crossing your fingers and hoping they’d write the required documentation. This process could take weeks and wasn’t even guaranteed to result in approval. However, third-party apps have changed the game on this front.
Since Therabody is now partnered with Flex, the process is straightforward:
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Shop HSA and FSA-eligible devices on Therabody’s website here.
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Select Flex at checkout as your payment method.
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Connect your FSA/HSA card through the Flex platform.
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Complete your purchase using pre-tax healthcare dollars.
The integration handles the compliance requirements automatically, so you don’t need to worry about saving receipts or submitting claims after the fact.
Which Therabody products are eligible
The FSA/HSA eligibility extends beyond just the flagship Theragun devices. Some examples of products can use your healthcare dollars on:
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Most Theragun models, including the Mini, PRO Plus, and Prime Plus
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ThermBack LED for lower back pain
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RecoveryTherm products for hot and cold therapy
The bottom line
If you have unused funds in your health savings accounts, especially in flexible spending accounts that operate on a “use it or lose it” basis, investing in quality recovery tools such as a Theragun can be a smart way to maximize your healthcare benefits. And now, the partnership with third-party app Flex removes a significant barrier to accessing professional-grade recovery tools. Whether you’re an athlete looking to optimize performance, someone managing chronic pain, or just wanting to improve your overall wellness routine, using pre-tax healthcare dollars makes these devices much more accessible.
