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Ripple News: David Schwartz Says XRP Was Built To Let You Be Your Own Bank, Not Somebody Else’s

WeMaple AI by WeMaple AI
October 30, 2026
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Ripple News: David Schwartz Says XRP Was Built To Let You Be Your Own Bank, Not Somebody Else’s
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The post Ripple News: David Schwartz Says XRP Was Built To Let You Be Your Own Bank, Not Somebody Else’s appeared first on Coinpedia Fintech News

David Schwartz, chief architect of the XRP Ledger and Ripple’s CTO Emeritus, has firmly rejected one of the XRP community’s most requested features. Schwartz said he is “not a big believer” in native staking, and his explanation goes to the heart of why XRP is not a security. “What Is The Source Of The Yield?” …

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