Retail traders are increasingly optimistic about XRP, even though the cryptocurrency’s price is currently struggling to keep up above $1.90. Despite the recent lack of follow-through in price action, different data shows confidence is building beneath the surface.
Data from prediction markets by Robinhood shows traders are actively pricing in the possibility of a sizable upside move for XRP’s price action this year, with odds pointing toward a rally of roughly 40% from current levels.
How Prediction Market Pricing Is Reflecting Bullish Expectations
Data from prediction markets hosted on Robinhood shows that traders are actively trading contracts tied to XRP reaching specific price levels in 2026. Notably, the data shows that the contract for XRP trading at $2.75 in 2026 is currently quoted with a bid of $0.66 and an ask of $0.73.
An ask of $0.73 means that the Robinhood prediction platform believes the likelihood of XRP reaching or exceeding $2.75 is high enough to demand a significant premium. Although this does not represent a guaranteed probability, it suggests that traders offering liquidity see that outcome as more likely than not, placing implied odds in the 73% range based on current pricing.
That same optimism is present as price targets move higher, though more measured. The contract tied to XRP crossing $3.00 is priced around 50 cents. This implies the market views that level as a roughly even chance and a 50% scenario that the XRP price breaks above $3 again in 2026. The ask price drops to 44 cents for an XRP price bet of $3.25, which means there is a 44% chance XRP reaches this level.
Can XRP Still Rally While Near $1.90?
Recent price action has seen XRP now back to trading around support at $1.9. At the time of writing, XRP is trading at $1.88, down by 5% in the past seven days. This decline is part of an extended correction move after XRP’s rally in early January was rejected around $2.41 on January 6.
The entire crypto industry is now back to a mood of fear, according to CoinMarketCap’s Fear & Greed Index. The index shows that the overall market sentiment is currently sitting at a Fear reading of 29. Even so, this risk-off mood has done little to dampen bullish expectations among many XRP investors. Several forecasts published in January continue to point toward a move into new all-time price highs this year.
Standard Chartered’s analysts, for example, have projected that XRP could reach $8 in 2026 if sustained ETF inflows and clearer regulation are able to increase institutional interest. Another price outlook echoed the idea that a new all-time high above $5 is possible before the year ends based on the current trend of XRP outflows from crypto exchange reserves.
