Quick Facts:
SoFi became the first nationally chartered U.S. bank to offer in-app crypto trading, signaling a policy-driven thaw in bank crypto.- Wider bank distribution typically deepens liquidity and lowers frictions, funneling new users toward non-custodial wallets where utility lives.
- Best Wallet positions $BEST as a utility token for reduced fees, presale access, and staking inside a mobile-first, MPC-secured app.
- The Best Wallet Token presale has raised over $16.9M to date, positioning it as one of the hottest presales of 2025.
SoFi Bank just did what every US lender has tiptoed around for years: it lit up in-app crypto trading for retail customers.
The rollout makes SoFi the first and only nationally chartered, FDIC-insured bank to let its customers buy, sell, and hold digital assets like Bitcoin ($BTC) and Ethereum ($ETH) on the same app they already use for checking, savings, and investing.
According to SoFi’s CEO, the launch is staged, with support for ‘dozens’ of assets coming online. That’s the exact kind of SKU breadth that pushes crypto from niche app to default banking tab.
The bank’s move is certain to bridge the gap between TradFi accounts and on-chain assets.
It matters for traders because every new on-ramp tends to compress spreads, deepen liquidity, and normalize allocation behavior. It also matters for the next wave of retail users, who won’t need to bridge funds through multiple apps to get exposure.
We believe the move is a product of clearer US bank guidance this year, which unlocked internal greenlights at institutions that were previously wary of digital-asset ambiguity.
Said simply: if compliance had the brakes on in 2023, policy clarity just shifted the gearbox. With a national bank now setting the pace, expect copycats. Also, expect the user funnel to get wider, faster.
SoFi also aims to bring crypto access to its 12.6M-plus customer base over the coming weeks. It’s a firehose of distribution that typically re-prices convenience premiums across the stack.
For wallets, that’s an opportunity. If banks are turning into crypto on-ramps, non-custodial wallets become the place where people actually use tokens, stake, swap, and chase new opportunities.
Which is why this environment keeps steering attention toward Best Wallet Token ($BEST).
Best Wallet: A Bank-Age Wallet Built for On-Chain Action
Best Wallet is a non-custodial, multi-chain wallet (Best Wallet with a launchpad-style ‘Upcoming Tokens’ portal and an integrated DEX aggregator.
This ecosystem (alongside its official token, Best Wallet Token) is designed to cut the steps between buying crypto and doing something with it.
This all happens inside a mobile-first app using MPC security and Fireblocks infrastructure. That means if you’re a new user arriving from banking apps, you won’t wrestle with seed phrases or chain roulette on day one.
Utility shows up in the workflow. Fiat on-ramp via partners, cross-chain swaps via an auto-router that hunts better rates, portfolio views across multiple hot wallets, and forthcoming features like a Best Card for spending.
For traders watching risk rotations: non-custodial rails can become a beneficiary when custodial venues get busy.
Bank-integrated buying lowers friction; wallets that compress the jump to staking, swapping, and presales can capture more of the post-buy value chain. That’s the demand-side logic behind $BEST’s utility design.
Check out $BEST’s presale here.
Best Wallet Token ($BEST) — Presale With App-Native Distribution And High Staking APY
To get more out of the Best Wallet app, it helps to get its native Best Wallet Token ($BEST) via its ongoing presale. As a token holder, you’ll enjoy exclusive perks like low transaction fees, governance rights, and early access to the best crypto presales via the Token Launchpad.
Want to learn more about the project? Be sure to check out ‘What is Best Wallet Token?’
Each $BEST token is priced at $0.025935, which can also be staked at 77% APY. Its attractive price has allowed the presale to raise over $16.9M at press time. There are regular price increases, with a new one coming up in 16 days, which encourages buyers to lock in their tokens early.
Find out how you can buy $BEST tokens in our Best Wallet Token buying guide.
HODLing can be an enticing option for long-term investors, given Best Wallet something to look forward do a few years down the line.
According to our Best Wallet Token price prediction, $BEST has the potential to reach between $0.24 and $0.62 by the end of 2026, a considerable potential jump from its current price.
The macro tie-in is clear: SoFi’s bank-grade entry normalizes crypto exposure for mainstream users. Once they buy, they’ll want to stake, farm, and discover new launches, which are activities that don’t live inside a checking account.
Best Wallet Token ($BEST) aims to be the connective tissue there, monetizing utility rather than mere custody. If you’ve been scanning for best altcoins, this is a more functional, wallet-native narrative with optional upside from app adoption.
Disclaimer: This article is educational and not financial advice. Crypto assets are volatile; do your own research and assess personal risk tolerance before investing.
Authored by Bogdan Patru, Bitcoinist: https://bitcoinist.com/first-us-bank-launch-crypto-trading-best-wallet-token-soars
