Ripple’s Chief Legal Officer (CLO), Stuart Alderoty, has signaled that a compromise may emerge soon from ongoing discussions among banks, the US Senate, and crypto leaders over stablecoin rewards. The comments followed a smaller White House meeting focused on stablecoin regulations, which highlighted which activities should be allowed under upcoming rules. Depending on the outcome, this could directly affect Ripple’s operations and the broader outlook for XRP.
Compromise Puts Ripple In Regulatory Focus
Popular Journalist Eleanor Terrett reported on Wednesday, February 11, that both banking and crypto participants had described the Stablecoin yield meeting in the White House as productive, even though no final agreement was reached. The meeting explored deal specifics in more detail than previous sessions, with particular attention on how stablecoin rewards, highlighted in the Clarity Act, could be structured under future rules.
During the meeting, Alderoty stated that “compromise is in the air,” signaling potential movement toward shared ground between banks and crypto representatives. For XRP, this matters because Ripple’s role in cross-border payments and the services of its stablecoin RLUSD depend heavily on how regulators define permissible reward-based and transaction-based activities.
Notably, Terrett stated that banks and trade groups arrived at the White House meeting with a written set of prohibition principles that outlined what they would not accept regarding stablecoin rewards. These principles were designed to protect traditional banking structures while limiting the extent to which digital assets could compete with deposit products.
Under the principles, banks stated that payment stablecoins should not offer yield or rewards to prevent deposit flight and preserve lending in local communities. They also called for strong enforcement measures to close loopholes, restrictions on marketing that could present stablecoins as insured or risk-free, and a regulatory review after two years to assess potential risks.
According to Terrett, one source said banks made a key concession by accepting language that included possible exemptions, something that had previously been off the table. This change opens the possibility that transaction-based rewards could be permitted under tightly defined conditions, a development that may influence how Ripple structures its stablecoin services, with potential effects on XRP as well.
What Negotiations Could Mean For XRP And Stablecoins
A major point of debate during the meeting was the definition of permissible activities, which would determine what crypto firms like Ripple are allowed to do when offering stablecoin rewards. Crypto representatives pushed for broader definitions to provide more clarity for stablecoins, while banks argued for narrower boundaries to reduce risks to the financial system.
The White House urged both parties to reach an agreement by March 1, 2026, with further discussions expected in the coming days. Although it’s unclear whether another meeting of the same scale will take place this month, Ripple’s participation puts RLUSD and XRP directly in the spotlight. The outcome of these negotiations could shape how the crypto company and the broader stablecoin market offer rewards and likely influence how they operate under future regulatory frameworks.
