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Crypto News Today: XRP Price Momentum Builds as Varntix Emerges as Passive Income Alternative

WeMaple AI by WeMaple AI
April 23, 2026
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Crypto News Today: XRP Price Momentum Builds as Varntix Emerges as Passive Income Alternative
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The post Crypto News Today: XRP Price Momentum Builds as Varntix Emerges as Passive Income Alternative appeared first on Coinpedia Fintech News

In recent crypto news, Flare launched an FXRP/USDH market on Hyperliquid to improve its cross-chain bridging. This system is great for tech-savvy traders who want to use their XRP for complex DeFi moves, like lending or trading on new networks. However, its main drawback is that it requires them to manage their own digital wallet and handle the technical steps of “bridging” assets.

Subsequently, XRP holders are now looking at digital asset treasuries like Varntix as a viable alternative. Instead of managing complicated crypto tools, the platform acts as a passive income tool that handles the technical work for investors. Investors simply hold the asset while Varntix manages the background strategy to generate rewards automatically. Varntix is a crypto earnings platform that provides fixed returns through structured savings accounts for digital assets.

XRP Slips Over 1% as Weak Momentum Persists

Recent crypto news shows that XRP has dipped over 1% in the past month, a sign of the general market reluctance in the altcoin scene. 

Varntix

Source: CoinMarketCap

Some analysts think that XRP is performing poorly because it has failed to break past major price levels and is not actively traded by as many people as it used to be. 

On the flipside, experts are optimistic, and platforms such as Changelly forecast that XRP will trade at about $2.33 by the end of Q4 2026. This would increase the XRP price today by 65% from its value of $1.41 at the time of writing.

Meanwhile, the crypto giant is down more than 60% percent from its all-time high of about $3.80 in 2018. 

Varntix eliminates such volatility by offering structured fixed income meaning investors are never at the mercy of speculation. 

Varntix as a Smarter Passive Income Play

As crypto news continues to highlight uncertainty around the XRP price today, investors are realizing that holding and staking crypto isn’t reliable. Consequently,  they are shifting focus toward earning rather than waiting for price gains. After a $24 million allocation filled within hours, investors are now asking what’s driving demand for Varntix.

The platform currently offers two primary account structures designed to provide predictable wealth generation, depending on whether you prioritize higher returns or immediate access to your capital.

1. Fixed Income Plans

These are for investors who want to lock in a specific rate and maximize their growth over a set period.

Returns go up to 20% to 24% APY depending on the duration and the terms are typically available in 6, 12, and 24-month periods. These plans are ideal for those looking for “structured” wealth growth who have a clear timeline and don’t need immediate liquidity. 

2. Flexible Income Plans

These accounts are designed for users who value liquidity and want to earn passive income without long-term commitments. Returns typically range from 4.3% to 6.5% APY.

Investors also get to enjoy flexibility as they allow earning of rewards while keeping the ability to withdraw or access funds more easily. The best part? You can enter with as little as $50. With a $5,000 investment sitting for a full year at 6.5% APY, your total interest at the end would be ​$325.   

Both accounts pay out in stablecoins like USDT or USDC, ensuring that earned rewards stay stable and aren’t affected by the daily price swings of the broader crypto market.

The Takeaway

As the XRP price today continues to be a major topic in recent crypto news, market conditions and investor sentiment will determine its performance. 

Ultimately, the choice is becoming clear. Investors can choose to continue hoping that the crypto market favors them, or shift to Varntix, which is already proving itself at scale.

Take a closer look at Varntix if you want your capital to work harder.

FAQs

1. What makes Varntix different from trading XRP? Trading XRP relies on price increases to make a profit. Varntix is a passive income tool that provides structured, fixed returns up to 24% regardless of whether the market goes up or down.

2. Is there a minimum lock-up period? Yes. To ensure predictable returns, Varntix offers fixed investment periods typically ranging from 6 to 24 months, though flexible plans are also available for those needing more liquidity.

Varntix

3. Do I need technical crypto skills to use Varntix? No. Unlike Flare’s FXRP which requires manual bridging and wallet management, Varntix handles the technical strategy for you, making it ideal for beginners.

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